<<a contemporary medium of payment>>
There is nothing inherently wrong with credit cards provided you do not spend recklessly and can meet all the repayments when they are due, as the interest rates charged on outstanding balances are exorbitant. We should be in charge of our finances, rather than our finances being in charge of us because of unwise purchases. Practice contentment and be self-disciplined to live on less than your income so you have money for emergencies and to share with those in need (Ps 37:26; Prov11:24,25; 2 Cor 9:7; 1 Tim 6:6). A credit card is not the ‘mark of the beast’ that is forced on people during the end times (Rev 13:16-18).